Q: While shopping for a cheap Kentucky auto insurance quote, I received one from a company that is quite a bit less than the others. How do I know if this provider is going to cover me properly?
A: We get questions similar to yours quite a bit and it is difficult to tell if the specific quote you got while shopping for a cheap Kentucky auto insurance quote is legitimate or not. In Kentucky, as in most states, the auto insurance industry is fairly competitive. For this reason most companies policies will be similar in price. If the quote you got is substantially less then you have some work to do before you decide if this is a company you would like to do business with.
The low-cost quote you received may well be legitimate and here are a few steps to take to be sure it is:
*Make sure the policy meets the minimum coverage requirement in Kentucky
*If you have significant assets be certain you have enough coverage to protect them
*Call the Kentucky Board of Insurance and be certain the company is licensed
*Ask neighbors, friends, and coworkers if they have any experience with the company
If you follow these steps you should be able to put your mind at ease regarding the cheap auto insurance quote you received.
Comparing auto insurance quotes online is one of the most important things you can do when shopping for coverage. While it does take a few minutes to do, comparison shopping ensures that you receive the best automobile coverage at the lowest price.