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Month: March 2018

Automobile Insurance Online – Tips on How to Buy Automobile Insurance Online

Posted on March 27, 2018 in Uncategorized

Q: I am planning a move to Lexington Kentucky next month and was wondering if you could steer me toward a company that sells Kentucky automobile insurance online. Thanks for the help.

A: Good luck with your move and you will be happy to hear that pretty much all insurance companies now offer auto insurance quotes online. Finding one that sells Kentucky automobile insurance online should be a snap.

There are a few things you should do before buying an insurance policy, or anything else for that matter, online:

*Are you comfortable with the level of customer service online?

*Is there a local office that you can go to for face to face information?

*Is the company you are doing business with reputable?

*How long have they been in business?

*Are they licensed to write policies in the State of Kentucky?

These are the same questions you would ask of any company that you were doing business with either online, over the phone, or in person. Many of the answers can be found by looking at the Kentucky Division of Insurance web site. Online transactions account for more new business for insurance companies each year so you should be able to find a competitive rate.

As long as you are able to follow the steps outlined above you should not have a problem finding Kentucky automobile insurance online.

Lastly, we highly recommend that you shop around online and compare rates from several different automobile insurance companies. Comparison shopping is one of the easiest ways to ensure that you are not overpaying for your coverage, and you will wind up with a better policy to boot.

How to Get Cheap Car Insurance Online in Kentucky

Posted on March 21, 2018 in Uncategorized

Buying a new car is always an exciting endeavor. Nothing feels quite like driving off the car lot in a car that has never hit the road before. A fact of life for many people is that they need to seek out financing in order to have the necessary resources to buy a new vehicle. In the state of Kentucky, if a person does buy a new car with the aid of a lender, they’ll be required to have car insurance as part of the loan agreement. If they don’t purchase enough car insurance to cover the value of the car, the lender can do it for them, and charge them the cost.

An easy way to find a great price on insurance for a new car is to use the Internet. You can find cheap car insurance online in Kentucky by taking some time to surf the websites of a few of the state’s car insurance companies. These websites not only provide an easy and quick way of getting no-obligation quotes, but they are filled with money saving tips too.

Taking advantage of discounts is a very easy way to get cheap car insurance. Many people are oblivious to the fact that if they drive infrequently they can save a great deal on insurance related costs. Many insurance companies offer a low mileage discount to drivers who spend more time off the road, than on. If you work from home, frequently take advantage of public transportation, walk or bicycle to work and back or car pool, there’s a very good chance you qualify.

When seeking out a quote online look for this discount and then calculate if you fall within the guidelines of maximum number of miles driven each year. This particular discount, along with others offered by Kentucky companies can save a motorist a great deal of money each year.

Individual Health Insurance – A Few Tips on Why Humana May Be the Best Option

Posted on March 15, 2018 in Uncategorized

If you are searching for Kentucky individual health insurance plans, you will find that you have some very decent choices when it comes to health insurance companies. Thanks to the State insurance department, all Kentucky health plans and rates are approved first before they are offered to the public, so residents will not have to worry about shopping around from one source of insurance coverage and rates to another. If you are looking for the right Kentucky individual health insurance plan, Humana may be one of your best options.

Humana is a large insurance company and is well known for supplying a wide variety of insurances that are quite acceptable. Humana individual insurance plans are some of the best insurance plans of these types for residents of Kentucky and the residents of the few other states Humana covers. Humana plans are great for any individual who is seeking coverage for any reason. Whether you are in the middle of a transition period and need an individual health insurance plan for a short time or whether you are just in need of insurance coverage, Humana individual medical plans can be the best option. Humana offers both short and long term individual health insurance plans at an affordable rate and these plans can cater to your personal needs. Of course, the Kentucky insurance department has approves the rates for Kentucky insurers, and Humana has quite affordable plans and premiums.

If you are interested in finding out what Humana can offer you, it is wise that you seek the advice and expertise of an experienced insurance agent that can show what insurance plans and benefits Humana has to offer along with what the other carries might offer as well. Independent agents can guide you through the whole process of searching for the best individual health plan for you. These professional agents can help you to better understand the language of the insurance policies Humana has to offer so there will be no confusion about any part of the policy. There will be some insurance agents in Kentucky who will work solely for Humana and there will be other independent agents who work with Humana and other major Kentucky insurers. It is wise to seek an independent agent who offers both Humana plans and the competition because they can easily show you Humana policies in comparison to other company’s policies. This will allow you to more easily judge whether or not Humana is the right individual health plan choice for you or if another Kentucky insurer is a better option.